No manual data entry, no spreadsheets. Live marketplace rates, branded proposals, and renewal tracking in one connected system.
Inbound client emails parse automatically. Household size, income, and doctors are structured in seconds.
“Hi Jane, my wife Maria (39) and I (41) need coverage for ourselves and two kids in Dallas. Income ~$62k. Need Dr. Sarah Hayes.”
Live marketplace rates and subsidies calculated strictly against your active carrier appointments.
Send client-ready proposals in one click. Representation consent is digitally captured and timestamped.
Automated rate monitoring stages pre-shopped alternatives before Open Enrollment call centers can reach your book.
Aptura never sells insurance or markets to your book. We build tools exclusively for brokers.
Send us your spreadsheet; our team cleans, formats, and sets up your private workspace for free.
Zero commission cuts or overrides taken. Simple, predictable flat software subscription.
You retain 100% licensed authority and submit policies under your own NPN and carrier portals.
The chaotic gap between your inbox, three quoting portals, and disconnected spreadsheets costs hours every week and leaves renewals vulnerable.
Referrals and client replies sit unread beneath carrier bulletins and newsletter clutter.
Manually re-typing household DOBs and income into carrier portal 1, portal 2, and an Excel tracker.
60-day renewal windows sneak up during Open Enrollment; competitor call centers reach your clients first.
Scrambling to locate representation consent proof when an auditor or carrier questions a policy.
Inbound emails parse into structured applicant records before you even open the thread.
Real-time marketplace rates and CSR subsidies calculated strictly against your carrier appointments.
Automated rate change alerts stage pre-shopped alternatives ready for 1-click broker sign-off before competitors call.
Representation consent timestamps, disclosure tracking, and audit logs permanently recorded for every policy.
Predictable software pricing. Zero commission overrides. Direct carrier relationships preserved 100%.
Aptura never takes an override, percentage cut, or split from your carrier commissions. You keep every dollar of your PMPM revenue.
Automated email intake and 1-click proposal staging eliminate manual data entry and spreadsheet scrambling during peak season.
Live marketplace rates and APTC subsidies matched against your active state appointments in under a minute, not 20 minutes across three tabs.
Your book of business is your livelihood. We operate strictly as software infrastructure—guaranteeing complete client data privacy, isolated architecture, and zero commission splits.
Aptura does not hold an insurance agency license, does not sell policies, and never takes carrier overrides. We build technology for brokers—we never compete with you.
Your client records belong solely to you. We never monetize broker data, never share client information across agencies, and never train public AI models on your book.
We operate on a straightforward software subscription model. We never take a percentage of your PMPM commissions, bonus overrides, or carrier payouts.
Bank-grade encryption in transit and at rest. Export your complete client book in standard CSV or JSON format at any time with total data deletion rights.
Clear, transparent answers on integration, compliance, data ownership, and pricing.
MyBrokerTeam is the client intake, CRM, and quoting preparation operating system that precedes carrier binding. It parses inbound emails, structures household tax info, verifies doctor networks, and calculates real-time marketplace rates. When your client approves the proposal, you submit the policy directly inside HealthSherpa or your carrier's EDE portal—preserving your Agent of Record (AOR) and NPN 100%.
Most independent brokers and agencies are fully operational within 24 to 48 hours. Our US-based engineering team formats your existing CSV or Excel book, eliminates duplicates, mounts your private tenant environment, and configures your active carrier appointment filters at zero charge.
Simply send us your existing spreadsheet or export file from your current CRM. Our US-based engineering team cleans duplicates, validates household demographic formats, and sets up your private tenant database for free.
Never. Aptura charges a flat, transparent software subscription of $249/month. We do not hold an agency license, do not participate in carrier overrides, and never touch your per-member-per-month (PMPM) commission checks.
Every client proposal link generated by MyBrokerTeam includes an integrated representation consent clause. When the client reviews and confirms the staged plan, their digital consent timestamp and IP record are permanently archived in your compliance audit log, ready for instant export during regulatory reviews.
Yes. Every brokerage operates within an isolated database tenant with AES-256 encryption at rest and TLS 1.3 in transit. We maintain strict HIPAA and CMS audit logging standards, ensuring client records are never co-mingled or shared across accounts.
MyBrokerTeam supports individual marketplace (ACA) rate calculations across all 50 states (both Federally-Facilitated Exchanges on Healthcare.gov and State-Based Exchanges). Quoting filters dynamically adapt to your specific carrier appointments in each licensed jurisdiction.